Your Guide To Monthly Budgeting

An Easy-to-Follow Monthly Budgeting Guide -
Get wise about spending and reach your financial goals with this plan from expert Catey Hill.

Let’s be honest: One of the best things about making your own money is spending your own money, but blindly dishing out your hard-earned paycheck is not a sustainable life plan. Ready to take hold of your finances? We tapped financial expert Catey Hill for her advice on smart spending. The result is this easy-to-follow monthly budgeting strategy. People looking to organize their financial lives may want to consider in what ways credit cards fit into this; you might want to learn more about the ways to obtain a credit card if you do not have a credit history. Homeowners may also want to consider the ways in which their spendings from home affect their budgets. Many are not aware of the positive effect that switching energy providers can have on their finances; comparing the likes of Just Energy Texas rates against their own existing rates can help them discover which are the most competitive so that they can change provider to the one that will save them money.

This savings plan is based on the average salary for women age 25 to 33 and its guidelines reflect take home pay after taxes. (Freelancers, don’t forget to put aside estimated tax!) When it comes to taxes for freelancers, in order to take some of the workload off yourself and to get your finances in order, a CPA like Dave Burton could prove to be a great benefit to the economic affairs of your business venture.

Monthly Spending Guide -
Click above image to view full monthly budgeting strategy

And here’s what you could have in retirement savings by age 65, assuming you put the money into an interest-bearing account (if you are yet to make financial plans for your future, during retirement, this website can help you with some of the decisions involved – Choosing the right retirement account is important so it’s best that you’re equipped with as much information as possible in order to make informed choices.):

Retirement Savings -

Click above image to view larger chart

Writer Katarina KovacevicKatarina Kovacevic is a freelance writer and founder of RUBY. Follow her on Twitter @Little_K and Instagram @Little_K_Kata.

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